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Terms & Conditions

Effective Date: 08.07.2025
Website: https://www.stackflow.net
Owner: StackFlow ("we", "us", "our")

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These Terms & Conditions ("Terms") govern your use of the StackFlow website and its educational content, tools, services, and resources. By accessing or using this website, you agree to be bound by these Terms. If you do not agree, please do not use our site.

Use of the Site

You must be at least 16 years old (or the age of majority in your jurisdiction) to use StackFlow.

You agree not to use the site for any unlawful purpose, and you agree to comply with all applicable laws and regulations while using the site.

We reserve the right to suspend, block, or terminate access to any user at our sole discretion.

Educational Disclaimer (Not Financial Advice)

All content provided on StackFlow is for informational and educational purposes only. Nothing on this site constitutes:

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  • Financial advice

  • Investment recommendations

  • Legal or tax advice

  • An offer to buy/sell securities or crypto

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You are solely responsible for your investment decisions. We recommend consulting a licensed financial advisor before making any investment.

Payments & Subscriptions

Some content or tools may require payment or a subscription. All payments are processed securely via third-party providers (e.g., Stripe).

By making a purchase or subscribing, you agree to the applicable pricing, billing terms, and refund policy, which may be updated from time to time.

We reserve the right to change our offerings, prices, or discontinue services at any time, with or without notice.

Account Creation & Security

If you create an account:

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  • You agree to provide accurate and complete information

  • You are responsible for maintaining the confidentiality of your login credentials

  • You agree not to share your account access with others

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We may suspend or delete accounts that violate our terms or abuse the platform.

Intellectual Property

All content on StackFlow (unless stated otherwise) — including text, graphics, logos, videos, PDFs, spreadsheets, and other materials — is the property of StackFlow and is protected by copyright, trademark, and other intellectual property laws.

You may not copy, reproduce, redistribute, or commercially exploit any content without our prior written consent.

You may use tools or content (e.g., templates, spreadsheets) for personal, non-commercial educational use only.

Affiliate Disclosure

StackFlow may include links to third-party websites, products, or services through affiliate programs. If you click on such links and make a purchase, we may earn a commission at no extra cost to you.

We only promote tools and platforms we believe are relevant and trustworthy for our users.

However, we are not responsible for the content, services, or privacy practices of those third-party sites.

Prohibited Activities

You agree not to:

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  • Reverse engineer, scrape, or copy the website

  • Use the site to transmit malware, spam, or malicious code

  • Violate any intellectual property rights

  • Use the site for unlawful or fraudulent activities

  • Harass, impersonate, or harm other users

Disclaimer of Warranties

We provide the site and content “as-is” and “as-available”, without warranties of any kind. We do not guarantee:

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  • Accuracy, completeness, or reliability of content

  • Uninterrupted access or bug-free operation

  • Any financial or investment results

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Use of this website is at your own risk.

Limitation of Liability

To the maximum extent allowed by law, StackFlow and its affiliates shall not be liable for any direct, indirect, incidental, or consequential damages resulting from:

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  • Use or inability to use the site

  • Decisions made based on our content

  • Errors or inaccuracies in the content

  • Delays or service interruptions

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This applies even if we’ve been advised of the possibility of such damages.

Modifications to These Terms

We may update or change these Terms at any time, and such changes will be posted on this page. Your continued use of the site constitutes your acceptance of any changes.

Governing Law

These Terms are governed by the laws of EU, without regard to conflict of laws principles. Any legal action must be brought exclusively in the courts of EU.

Contact Us

If you have any questions about these Terms, please contact us:

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